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Need as SOON as possible, due in 2 hours and 15 mins 

A fraud perpetrator, Jane Ashwell, has engaged in identity theft many times over recent years and obtained substantial funds from her efforts.  In her current scheme, she has been attempting to impersonate a victim named Maddie Fresco.  Jane recently called Maddie’s banking institution and arranged for her (Jane’s) address to be put on the bank customer records.  This has meant that Maddie’s bank communications (e.g. bank statements) are now sent directly to Jane.  

What phase of identity theft is being describe here?  In your own words, briefly explain this phase of identity theft.
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